As a CERTIFIED FINANCIAL PLANNER™ (CFP®), I often hear from millennial women, “But Mr. Brewer I don’t have any money to invest!” But I usually respond with, “Could there be funds available that you just don’t know about?” Let’s examine what might be going on. Credit cards make spending...
Can women retire successfully if they invest in gender equality? It’s well known that women and, even worse, black women suffer a pay gap compared to white men. It’s also reported that women tend to be more interested in ESG investing (Environmental, Social, and Governance),...
Values based financial planning is about pursuing financial goals based on your values. Unfortunately, way too many people just do not take the time to sort out what matters to them! Believe it or not, what most people get when it comes to creating the...
Are you inadvertently harming women’s equity with your investing strategy? If you are investing to get the returns of the S&P 500 without considering how these investments affect women, then the answer is yes. Of the approximately 5000 stock indexes available in the U.S., the...
There are many routes to face upon planning for Spousal Social Security Retirement Benefits. What if you have been in and out of the workforce taking care of others, or your spouse has made more money than you? Are you able to receive spousal Social...
Feelings of insecurity often pop up when the subject of women’s retirement comes up. So why are women’s retirement planning and saving such hard things to do? The path to retirement preparedness is cluttered with many obstacles. These often arise from a need to provide...
Disability insurance for single women is so important! When it comes to risks to insure against, many people, don’t put disability income protection on the list. Possibly that is because there is far more advertising made around the auto, health, homeowners/renter’s insurance, and life insurance...
Retirement planning for women is so different than how it works for men. Reason 3: Women are in and out of the workforce more than men. This is the final article in my series of three articles: #1 Covers women living longer than men,...
Few people refer to their 401(k) as a “defined contribution plan.” In fact, many people appear to perceive a 401(k) or for that matter a 403(b) plan as an “investment plan.” Many employers view their 401(k) plan as an optional, a take it or leave...
You may be one of the many looking for advice for student loan repayment planning. As a matter of fact, we saved our client over $30,000 on her student loan repayments. Like many, she was faced with repaying the cost of pursuing an advanced degree...
Financial planning for women is different than how it works for men. Reason 2: Women make less money than men! This is a series of three articles: #1 Covers women living longer than men, and #3 will cover women staying out of the workplace to...
January is Financial Wellness Month. Financial Wellness should be about pursuing the financial freedom you want in your life. Financial wellness has everything to do with your personal relationship with money, and how you feel about that relationship. What does wellness mean? Wellness is an...
Values-Based Financial Planning
At Envision, we help you implement values based financial planning which ensures that your financial decisions are aligned with your most important life goals and values. We’re great at finding ways to save you money and help you build wealth faster, but we’re even better at listening.
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