In my experience, most people focus on their children’s college savings goals at the expense of their retirement. Depending on you, you’re paying for a private school, cars, homes, and food that supports them today. Heck, you’re enjoying having them around. That doesn’t mean you...
Each year, the Free Application for Federal Student Aid (FAFSA) application period opens October 1. It’s important that you file this paperwork as close to October 1 as possible. Why? The FAFSA is used to apply for federal, state, and college-based financial aid. This paperwork...
Paying for college is about more than saving money. It’s also about reducing the cost of attending. If you have college-bound children and plan to help pay for school, this information can help you prepare and pay for college costs. Create a plan to pay...
Don’t think you can afford a financial planning service? Wondering if you are doing the right things? Heard no financial advisor wants someone with your limited account size? We believe true financial advice is not limited to investing. It provides advice on clarifying your goals...
Is your financial plan compromised because you lack the time to take a more comprehensive look? In trying to compensate for your lack of time are you not questioning key assumptions? If so, your plan may be built on faulty...
A financial vault accessible from any internet connected device can help in a pinch. In a fast-paced life, it is easy to lose track of your assets and financial documents. It is even harder to find them after they have...
Most people haven’t taken an undergraduate class on investing, much less 401k investing. When the 401k was introduced it had a limited number of choices. Then, due in part to technological advances, the number of choices began to balloon. I have...
Have you ever saved up for something, only to find that it was more expensive 3 to 5 years later? Many people find themselves in sticker shock when...
Does the term financial life plan make you think a blueprint for how to reach your life goals? Some categorize goals in terms of needs, wants and wishes. I prefer to use the word dream rather than...
When it comes to retirement income, a lot of people worry about running out of money as they age. On the other hand, when retirees are set up with fixed-income strategies (via a pension or annuity) they’re often working on a budget, which creates some...
Some people are shocked when they hear my transparent, financial advisory fee. Some of those people have 401(k) accounts or IRAs where they pay commissions. However, they don’t know what share class means nor have an idea how much they pay...
When we think about what it means to be rich, we often think about both income and wealth. High-earners like doctors and lawyers might be considered rich. But so are people with a lot of money in the bank or a big house. But when...
Values-Based Financial Planning
At Envision, we help you implement values based financial planning which ensures that your financial decisions are aligned with your most important life goals and values. We’re great at finding ways to save you money and help you build wealth faster, but we’re even better at listening.
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