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Misunderstood Student Loan Repayment Issues
Misunderstood Student Loan Repayment Issues Most of our clients have a professional degree gained from going to college. Unfortunately, many people, not coming from wealthier families, found themselves needing to take on student loan debt to fund their college education. It is so easy to simply sign the document saying that you will repay those…
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Are Millennial Women Spending Enough to Reach Financial Goals?
As a CERTIFIED FINANCIAL PLANNER™ (CFP®), I often hear from millennial women, “But Mr. Brewer I don’t have any money to invest!” But I usually respond with, “Could there be funds available that you just don’t know about?” Let’s examine what might be going on. Credit cards make spending money easy but without making us think much about…
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We Helped Our Client Save Money on Her Student Loan Repayment
You may be one of the many looking for advice for student loan repayment planning. As a matter of fact, we saved our client over $30,000 on her student loan repayments. Like many, she was faced with repaying the cost of pursuing an advanced degree that she pursued in order to achieve an increased income.…
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What You Can Actually Do to Save on College Costs Today?
Saving for college costs is important. But there’s more to college planning than just saving money. Consider these ideas to help you save on the cost of college. Remember, every dollar that you don’t have to put toward college tuition can be reallocated for other important purposes, such as retirement savings. How to cut college…
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Why You Should Focus on Money Independence and Not Retirement
When would you like to achieve money independence? When would you like to retire? Are these two “goal dates” the same? Let’s examine these two questions. Money independence vs. not having to work Do you ever have days when you feel like you just want to quit your job? What holds you back (on being…
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Some Reasons Why You Should Refinance Student Loans
I regularly meet pharmacists, lawyers, and MBAs with $200,000 in student loan debt, who are still struggling to pay off interest years after graduation. When you borrow money to invest in your education, you know that paying interest on that student loan debt is simply part of the deal. But interest can seem like an…
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What Should You Really Be Getting Out of Your Financial Plan?
The term financial plan gets thrown around casually these days. The term financial advisor is, believe it or not, equally applied to insurance agents, stockbrokers, investment adviser representatives, and those with advanced designations such as the Certified Financial Professional (CFP®). That said, some financial planners will deliver, what I call, “an assessment that does not…
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Fund Your Retirement and Your Kid’s College Savings
In my experience, most people focus on their children’s college savings goals at the expense of their retirement. Depending on you, you’re paying for a private school, cars, homes, and food that supports them today. Heck, you’re enjoying having them around. That doesn’t mean you don’t want to retire comfortably. Freshman year of college typically…
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Don’t Lose Financial Aid Because of FAFSA Paperwork
Each year, the Free Application for Federal Student Aid (FAFSA) application period opens on October 1. It’s important that you file this paperwork as close to October 1 as possible. Why? The FAFSA is used to apply for federal, state, and college-based financial aid. This paperwork is critical, but many parents put it off since…
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Cost of College Planning
A good plan for paying for college is about more than starting to save early. It’s also about creating a strategy to pay less for attending college. If you have college-bound children and plan to help pay for school, this information can help you prepare and pay for college costs. Create a plan to pay…
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Recent Posts
- Misunderstood Student Loan Repayment Issues
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