-
Stealing from your future self
Would you steal from yourself? Most people would answer no. But when you take money earmarked for retirement and use it now, that’s essentially what you’re doing. I believe you should only be guilty of a crime if you’re doing it knowingly… so I put together this quick explainer. Here’s how failing to prepare for…
-
10 Investment Excuses Other People Make
Other people have an astounding facility for self-deception when it comes to their own investment decision-making. (If only if they were like us, wink wink). They tend to rationalize their own fears. So instead of just recognizing how they feel and reflecting on the thoughts that creates, they cut out the middle man and construct…
-
What Kind of Returns Can You Expect?
The illusion of an easy or surefire investment appeals to everyone. The same goes for investment planning. We often look for “rules of thumb” in areas where we have little knowledge or interest. When it comes to returns, many investors use this rule-of-thumb thinking to ask about average returns or the kind of returns they…
-
Can you beat the market?
It can be hard to give up on the idea that investing should be exciting. Picking stocks can be fun, after all, and there’s nothing like getting your timing right and bragging about it later with friends. Bad investing habits Some people see investing as a goal, versus a means to reach a goal. For…
-
How to avoid Bernie Madoff-style investment advice
In March 2009, Bernie Madoff pled guilty to running a massive Ponzi scheme while billing himself as an investment advisor to his clients. The story is full of lessons for anyone looking for a financial advisor. These questions can help you spot red flags. Do you know your advisors credentials? It’s clear that anyone who…
-
What is a 401(k) in-service withdrawal?
Simply put, an in-service withdrawal feature lets you turn your 401(k) into retirement income. It occurs when employees withdraw funds from an employer-sponsored plan while still working at the company. Essentially, an in-service withdrawal lets you shift a portion of your money away from retirement accumulation to retirement income. Let’s say you look at the…
Free Reading Materials
Article Categories
- 401K investing
- 401k planning
- Advisor Fees
- Articles on Divorce
- Behavioral Finance
- College savings planning
- Employee Benefits Planning
- ESG investing
- Family Finance
- Financial planning
- Financial planning for women
- Financial wellness
- Guest Contributor
- Investing
- Married women
- Retirement planning
- Single women
- Small Business
- Student loan debt
- Tackling Inflation
- Tax planning
- Values based financial planning
- Values-based investing
- Widowed women
- Women in a Divorce
Recent Posts
- Misunderstood Student Loan Repayment Issues
- The Risks of Delaying Investing: How Procrastination Can Cost You Substantially
- Can a Little Financial Education Calm Your Money Fears?
- Does a Better “Investment Returns Recipe” Actually Matter?
- What is the real key to true sustainable investing?
Tags
401k AssetMap Behavioral finance college planning Estate Planning Financial Advisor Financial goals Financial planner Financial planning financial wellness Investing Retirement Retirement planner Tax wealth management