Do you need a financial second opinion?

Do you need a financial second opinion? Can you fund all your goals without running out of money? That is the key questions. If you are like many people, you have insurance professionals, investment and tax professionals and the media hitting you with different thoughts. Do they all work together, moving you towards your goals?

Need a stress tested, financial second opinion?

Have you stress tested your financial actions to see if you are on track to reaching your goals? If you haven’t you may be building a bridge to now where. We want to move you from confidence based on feelings to those based on statistics.

We ask key money questions like:

What are your expectations for retirement?
What are your concerns?
How long will you live in retirement?
What are your financial priorities- today and in the future?
What are your goals?
How much will they cost?
How much social security will you qualify for?
Do you have pensions or annuities?
How much income will your savings generate

Can you fund all your goals without running out of money?

After taking in all those questions are technology gives you a score from 1% to 99%. We believe you should be between 60 to 90%. Life is unpredicatable so 99% likely means that you are missing out on life today. If you are not in the confidence zone, we will discuss options for you to take corrective action.

Have you factored in life’s uncertainties in your financial plans?

Many people and financial professionals take a rosy approach to financial planning. It is natural to focus on your goals and look for how things may work out. Unfortunately, life has many uncertainties. The Great Recession hit us like a ton of bricks. It is important to test your plan for uncertainties such as:

Great recession market returns
Inflation
Social security cuts
Low returns
Die early/Live long
Health care/Long term care cost

It’s wise to plan for these uncertainties should they become reality.

Would you invest $795 to see where you stand?

In about 2 hours we’ll calculate your probability of achieving all of your goals using a Monte Carlo Simulation. Your Confidence Zone should be at least 60% depending on your age. If it is not, we can provide options for you to help improve your results. When you’re in the Zone, you can be confident (but still not certain) you’ll have enough money to fund your future. For that, it is important to periodically review your progress and if your plan’s assumptions are still valid.