We are passionate about personal values investing. Our clients make money while incorporating their personal values, such as women’s empowerment and racial justice. We call this process “risk-adjusted, return-enhanced, values-integrated portfolios,” or R.A.R.E. V.I.P™.
Our research has shown that adding values, such as social justice or climate change, can reduce a portfolio’s potential and risk. Risk reduction translates into higher balances compared to portfolios with similar returns and higher risk. Risk reduction translates in higher balances, compared to portfolios with similar return and higher risk.
Our Personal Values Investing Methodology
Our risk-adjusted, return-enhanced methodology helps regulate the amount of investment risk in each of our model portfolios. This is done by varying the percentage of stock and bonds in the portfolio.
Next, we factor in values. Our core values are Women’s Empowerment, Planet Protection and Racial Equity Advocacy. We then search for investments (ingredients) that fit our recipe. That said, we don’t employ a one-size-fits-all implementation. That’s why we provide many different personal values investing choices, depending on how much is being invested and the specific values you want to screen in.
Values investing choices
Our single investment manager portfolios allow investors with smaller investable amounts to invest, from moderate growth (60% stock) to aggressive (100% stock). This is the risk-adjusted, return-enhanced side of the RARE VIP™ equation.
The Envision Justice Series™ Portfolios are the cornerstone of our values-aligned portfolios. This series of six portfolios provides clients with a choice of risk exposures, very conservative through aggressive. These globally diversified portfolios outperform the models of the most popular mutual fund firms. Unlike the single manager portfolios, they use different investment managers to fill the recipe.
We also provide choices that allow a deeper dive into specific values. Interested in women’s empowerment? We have a partnership with Morningstar that allows you to focus your US stock investing toward this aim. Our partnership with Ethic allows us to incorporate up to 19 other areas of concern that allow customization of all the stocks in your portfolio.
Are you ready to set up a meeting to learn more about investing through Envision Wealth Planning? Book a 30 minute Discovery meeting.
How well aligned to your values is your portfolio? See if you qualify for our values-based portfolio analysis.