We created Get Your Finances Together™ (GYFT™) to help. Many of our clients had big financial freedom goals. However, because their cash flow management wasn’t stable, they couldn’t get started. GYFT™ addresses your current cash flow management with an eye towards a money action plan that allows you to pursue financial freedom.
You may need our cash flow management solution, Get Your Finances Together™ if:
- You’re struggling to keep your credit card spending under control
- Your emergency fund means tapping your 401(k)
- Don’t have a plan to replace your income if you had a workplace disability
- Do you know where your money goes?
- Have a health savings account option but don’t know what to do with it.
We start by learning about all your existing credit accounts and looking at where you are regarding an emergency fund. If you have personal loans or student loans for our federal, we include this as part of our consideration. We look at finding a balance between buildings your emergency fund and paying off these debts over brief period.
Regardless of where you are on your Financial Wellness journey, it is critical to have the capacity to manage the unexpected and the unwanted. Are you prepared for an unexpected expense? Unwanted disability? Unwanted sudden death?
Paying off debt, especially high interest debt, is an investment strategy with little risk and tremendous benefits. Eliminating debt can not only improve your financial wellness, but open doors to future investments.
While an emergency fund provides immediate protection from the unexpected, but long-term savings and investments protect your future. Are you investing in your future financial freedom?
Ok, so you’ve taken care of securing your financial foundation, now let’s consider the next ten years or so. What are the upcoming goals you are hoping to achieve?
Cash Flow Management:
- Building Emergency Fund
- Replacing income caused by disability
- Replacing income caused by death prior to retirement
- Eliminating credit card and non-mortgage debt
- Eliminating student loan debt (non-Federal loans only)
Plan for the Long Term
- Building a Retirement Fund through an employer sponsored plan
- Maximizing the use of a Health Savings Account
Plan for Now!
- Planning for up to two short term goals (less than 10 years)
Do you need to give this cash flow management GYFT™ to yourself? Click here.