James Brewer
Do you have a spending plan based on maintaining your lifestyle? How long can you sustain your current lifestyle? Have you stopped to envision what retirement lifestyle you want to enjoy? Is it visiting grandchildren, taking trips around the world are taking time for some hobbies the corporate rat race didnโt allow for? No matter…
James Brewer
If you are losing sleep wondering if you have enough retirement savings you are not alone. A recent study by Bankers Life Center for a Secure Retirement (Study) finds many middle income boomers have retirement savings worries. While one-third feel very or extremely confident about their retirement savings, two-thirds express some doubts, with a quarter…
James Brewer
Many retirement do-it-yourselfers (DIY) are unaware that they might be better off hiring a retirement planning professional like a Chartered Retirement Planning Counselor SM. Retirement planning has evolved over the years. My father and mother have enjoyed a lifetime of company pensions. With a stream of lifetime income plus Social Security at the core of…
Would you steal from yourself? Most people would answer no. But when you take money earmarked for retirement and use it now, that’s essentially what you’re doing. I believe you should only be guilty of a crime if you’re doing it knowingly… so I put together this quick explainer. Here’s how failing to prepare for…
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