• Is Financial Freedom Your Retirement Vision?

    Is Financial Freedom Your Retirement Vision?

    In your busy life, have you taken some time for yourself to think about your vision of financial freedom (retirement)? After all, your retirement vision has more to do with having enough resources to live the way that you want to live. Financial Freedom -Less We all have two visions of retirement one vision, one…

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  • Retirement Crisis? How to keep building your retirement savings today!

    In 2007, The Center for Retirement Research at Boston College published a research paper entitled, Is there really a retirement savings crisis? An NRRI Analysis. And in the 2022 winter edition of  National Affairs republished a 2014 article written by Andrew G. Biggs & Sylvester Schieber entitled Is There a Retirement Crisis? However, a recent op-ed for ThinkAdvisor…

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  • Financial Planning: Slavery or Financial Freedom?

    Financial Planning: Slavery or Financial Freedom?

    Retirement Vision: Financial Freedom or Halt Working? What comes to mind when you hear the word- retirement? For many, those images are not positive. It means past bad decisions and continuing to live in the slavery of a job that one hates, but pays the bills. For others it means not working. Not working doesn’t…

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  • What is a 401(k) in-service withdrawal?

    What is a 401(k) in-service withdrawal?

    Simply put, an in-service withdrawal feature lets you turn your 401(k) into retirement income. It occurs when employees withdraw funds from an employer-sponsored plan while still working at the company. Essentially, an in-service withdrawal lets you shift a portion of your money away from retirement accumulation to retirement income. Let’s say you look at the…

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  • Save more or risk more? Your path to a confident retirement

    Save more or risk more? Your path to a confident retirement

    The demands of your work and personal life are many. You spend your working hours focused on increasing your expertise in the field of work you enjoy. When it comes to other fields, such as retirement planning you don’t have the tools or time to gain the knowledge to be an expert. Will a team…

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  • Does Your Retirement Plan Include Buying Stamps?

    Does Your Retirement Plan Include Buying Stamps?

    A retirement plan including stamps? For real? I have several friends that have been blessed with living more than eighty years of life. Let’s say that rifling through the attic one of them finds an envelope from her birth year, 1932. The envelope reads, “Open on your 80th birthday.” She opens it and finds stamps*.…

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