Envision’s values-based financial planning is called Envisioneering® Financial Life Planning. It is a six-step process that begins with understanding you holistically. We’ll clarify both your ‘why’—values, goals, relationships, money mindset—and your ‘what’—income, expenses, assets, and liabilities.


holistic values based financial planning

Based on your needs and goals, we’ll develop a custom plan reinforced with a planning pyramid structure, that starts with your financial foundation and potentially ends with conversations of wealth transfer.

This values-based financial plan is created and maintained through our six-step process: Visualize, Organize, Analyze, Optimize and Activize. Values-based financial planning is not just a one-time occurrence. Initially, we work through the six steps in 2 or 5+ meetings, depending on complexity. Unlike our Retirement Accumulation Planning’s income replacement approach, Financial Life Planning takes a Goals-based financial freedom/ retirement planning approach.

What are your needs, wants, wishes? We believe in not compromising on your needs. Your wants and wishes may involve trade-offs with other goals such as paying for your children’s college or getting a larger house.

Values-Based Planning considers:

Your values and passions

  • Relationships
  • Personal values- might you be a Women Empowering, Planet Protecting, Anti-Racist?

Your money

  • Social Security
  • Pension
  • Retirement Savings
  • College Savings
  • Disability insurance
  • Life insurance
  • Health insurance
  • Long term care
  • Credit card
  • Student Loan Debt

Values Based Financial Planning wheelvalues based financial planning meetings


It is important to maintain the plan. After the inaugural meetings, values-based financial planning moves to trimester meetings. We review your progress on saving for your goals, look for tax planning opportunities, review your progress on achieving your investment return goals, and help guide you through employee benefits selections and estate planning issues. As we believe in meeting you where you need, if circumstance warrants, we will meet you to address whatever financial issues come up, such as a job offer. We can either substitute that meeting for one of the others or charge you the same fee as we would for the other meetings.

Ready to learn more if Envisioneering® Financial Life Planning and subsequent investing is right for you? Click here.

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