Envision’s Founder James Brewer wins 2025 ESG Investment Advisor of the Year! Read More
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Financial planning can feel overwhelming, especially when life brings added layers like age gaps, college planning, or competing priorities.
At Envision, we believe your financial plan should reflect the reality of your life. That’s why we offer flexible planning options, ranging from comprehensive, ongoing support to focused issue-based guidance.
Explore the options below to find the level of support that fits your needs and complexity.
Envisioneering™
For those early in their careers who are focused on building for the future
Start Planning NowEnvisioneering™ Retirement Accumulation Planning™ helps you understand what you need to save now to create the retirement you want later. We project future income sources and identify any gaps between where you are and where you want to be.
From there, we design a clear savings, investing, and tax strategy to help you close that gap with confidence.
What working together looks like: A focused planning engagement designed to set you up with the right structure, accounts, and strategy to accumulate effectively for retirement.
Pay off your credit cards monthly.Have little to no student loan debt.Can save at least 10% to 15% of your income consistently.Want a confident retirement strategy while life and career are still unfolding.Explore top insights about Retirement Accumulation Planning in our Blog:
Watch: Why Your 401(k) Match Isn’t Enough
Read: Why You Should Focus on Money Independence and Not Retirement
| Envision Wealth Planning Service | RAP | FLP | RIP |
|---|---|---|---|
| Planning discovery and onboarding | ✓ | ✓ | |
| Foundational account setup (IRA, Roth, 401k, HSA, etc.) | ✓ | ✓ | |
| How much to save for retirement | ✓ | ✓ | |
| Employer plan contribution strategy | ✓ | ✓ | |
| Investment and rate of return strategy | ✓ | ✓ | |
| Debt, student loans, and cash flow planning | ✓ | ✓ | |
| Budget and cash-flow organization | ✓ | ||
| College and other savings goals | |||
| Tax planning opportunities | ✓ | ✓ | |
| Roth conversion review | ✓ | ✓ | ✓ |
| Insurance review | ✓ | ✓ | |
| Estate planning coordination | ✓ | ✓ | |
| Goal tracking and updates | ✓ | ✓ | |
| Values and life planning | ✓ | ✓ | |
| Family planning priorities | ✓ | ✓ | |
| Mortgage and home purchase planning | ✓ | ✓ | |
| Projecting retirement income | ✓ | ✓ | |
| Social Security and pension decisions | ✓ | ✓ | ✓ |
| Healthcare and Medicare planning | ✓ | ✓ | |
| Long-term care strategy | ✓ | ||
| Withdrawal and income drawdown strategies | ✓ | ✓ | |
| Managing retirement risks | ✓ | ✓ | |
| Market volatility planning | ✓ | ✓ | ✓ |
| Portfolio review | ✓ | ✓ | |
| Reducing required minimum distributions (RMDs) | ✓ | ||
| Tax-smart retirement income planning | ✓ | ✓ | |
| Charitable giving strategies | ✓ | ||
| Legacy and beneficiary planning | ✓ | ✓ | |
| Estate settlement planning | ✓ | ✓ | |
| Lifestyle and spending plan | |||
| Ongoing planning relationship | ✓ | ✓ | ✓ |
| Direct access to your planner | ✓ | ✓ | |
| Annual plan updates | ✓ | ||
| Quarterly monitoring | ✓ | ||
| Plan implementation support | ✓ | ||
| Fiduciary coordination | ✓ | ||
| Planning fee | $3,600 | $3,600 - $6,000 | up to $6,000 |
